Mobile Home Insurance
Why did you choose your mobile or manufactured home? Maybe you wanted the convenience and amenities of a well-tended mobile home park. Or perhaps the custom potential of a manufactured home was an ideal option for your semi-rural acreage.
Your home represents a significant financial investment — protecting it takes careful research, and agent can help as you choose the coverage you want.
Call (559) 575-0007 for a quote today.
Types of risks:
You can help manage with Carriers
A windstorm damages your roof
Risk:
A sudden windstorm damages your kitchen skylight and numerous shingles on the roof of your manufactured home.
Coverage:
When you chose the optional replacement cost settlement provision, the cost of repairing damage caused by wind is covered — up to policy limits — by your policy.
A neighbor is injured
Risk:
While you’re taking an elderly neighbor on a tour of your new kitchen garden, she trips over a loose paving stone and breaks her ankle.
Coverage:
If you’re legally responsible for an injury, your policy can help with medical bills and other related expenses.
Lightning damages a tree in your yard
Risk:
Lightning strikes an old oak tree in your yard — fortunately, it falls away from your home, but you’ll need a professional to haul it away.
Coverage:
Your coverage can help with the cost of removing debris when your trees are damaged by a covered scenario like lightning.
Food spoils during a power outage
Risk:
You’re away for the weekend when your neighborhood experiences a power outage. You arrive home to find a freezer full of spoiled steaks and fish fillets.
Coverage:
If your food supply goes bad due to a covered event, your coverage can help replace spoiled items.
A landslide destroys your mobile home
Risk:
A landslide caused by days of heavy rain crashes into your home—you’re able to evacuate, but the house is a total loss.
Coverage:
With agreed loss settlement, you get the full amount of insurance on your home so you can start rebuilding or looking for another place right away.